Our Team

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Helping our clients achieve all their financial and personal goals through all life stages

At Wayne Cadman & Associates, we pride ourselves on providing friendly, professional and time critical services to our clients. We specialise in all levels of financial services and help achieve the best outcomes for each client specific to their needs and objectives.

Hi, my name is Wayne Cadman.

I am the Owner and Financial Planner of Wayne Cadman & Associates. I help people with budgets and creating long term wealth through various investment strategies. I advise on various insurance policies and products to protect individuals and their family. I regularly review the strategies with the clients and make any alterations required as we live in a constantly changing world.

I treat others the way I would like them to treat me. I like the clients to feel that their life has improved in some way after working with me.

Facts About Me

I have been working in the industry for 30 years, starting Wayne Cadman & Associates in 1986.

I feel after the years of the experience in the industry I have a diverse expertise covering superannuation, all types of risk insurance, SMSFs and gearing for a long term wealth security.

I was born in Tamworth and completed my schooling there and have live in the surrounding areas for most of my life.

Skill Set
  • Continue to grow in knowledge
  • Strong ethics
  • Ability to cater for different types of clients
  • Diversified knowledge of different types of strategies and products
  • Able to match products and strategies to match each individual client
  • Advanced Diploma of Financial Planning
  • Member of Australian Financial Planning Association since its inception
  • Credit Representative Certification
  • Agent of the Year – Life Group General Agency - 1996


Hi, my name is Michelle Sunderland.

I do mostly behind the scenes paperwork, conducting research, compiling reports for Wayne and creating Advice documents.

I also complete applications with Wayne and clients.

I handle majority of the compliance.

I believe that you should treat others the way you want to be treated, the same goes with clients and their financial assets and goals. I would expect my information and assets to be well looked after and kept private, therefore when I am handling our clients information Privacy is key.

I enjoy what I do, and have pride in the work that I do. Every time a client achieves a good outcome, even though I am not their adviser I love that I helped in some way. It’s not the easiest job or industry to work in but doing the hard work make the end result that much better to enjoy.

Facts About Me

I have been working in the industry for 7 years all at Wayne Cadman & Associates starting out as receptionist/junior administration, developing my knowledge of the business over time I am now Administration and Paraplanner.

I was born in Gunnedah and completed all my schooling here.

Skill Set
  • Strong organizational and system skills
  • Ability to share my knowledge with others and continue to learn myself
  • Work Unsupervised
  • Strong Ethics
  • Accurate and Efficient Data Entry
  • Certificate 3 in Business Administration
  • Diploma of Financial Planning
  • Advanced Diploma of Financial Planning
  • NSW JP


Hi, my name is Tonisha Constable.

I am usually your first point of contact with Wayne Cadman & Associates, answering the phone, emails, contacting clients, handling general enquires, paperwork requests and any other general reception and administrative duties. I also book the appointments for Wayne.

I value respect when communicating with clients to deliver the best service available, it is highly important to handle all requests with respect in an honest and time critical manner.

Facts About Me

I have been working in the industry for 2 years at Wayne Cadman & Associates as Receptionist and Administration.

I was born in Gunnedah, completed my schooling years in Tamworth, Newcastle and my final High School years back in Gunnedah.

Skill Set
  • Strong Ethics
  • Accurate and Efficient Data Entry
  • Continuing to Learn and Build on My Skills
  • Certificate 2 in Business Services
  • Diploma of Financial Planning
  • Advanced Diploma of Financial Planning (currently studying)